[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hkt.sk\/financie-nase-kazdodenne\/#Article","mainEntityOfPage":"https:\/\/www.hkt.sk\/financie-nase-kazdodenne\/","headline":"Financie na\u0161e ka\u017edodenn\u00e9","name":"Financie na\u0161e ka\u017edodenn\u00e9","description":"Peniaze h\u00fdbu svetom. V \u017eivote ka\u017ed\u00e9ho z n\u00e1s pr\u00edde moment kedy si chtiac-nechtiac budeme musie\u0165 tento fakt uvedomi\u0165. \u010c\u00edm sk\u00f4r sa s t\u00fdm zmierime a nau\u010d\u00edme sa spr\u00e1vne hospod\u00e1ri\u0165 s<span class=\"more-button\"><a href=\"https:\/\/www.hkt.sk\/financie-nase-kazdodenne\/\" class=\"more-link\">Pre\u010d\u00edta\u0165<span class=\"screen-reader-text\">Financie na\u0161e ka\u017edodenn\u00e9<\/span><\/a><\/span>","datePublished":"2018-01-07","dateModified":"2018-01-07","author":{"@type":"Person","@id":"https:\/\/www.hkt.sk\/author\/#Person","name":"","url":"https:\/\/www.hkt.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hkt.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hkt.sk\/wp-content\/uploads\/img_a285424_w2028_t1520414030.jpg","url":"https:\/\/www.hkt.sk\/wp-content\/uploads\/img_a285424_w2028_t1520414030.jpg","height":0,"width":0},"url":"https:\/\/www.hkt.sk\/financie-nase-kazdodenne\/","wordCount":461,"articleBody":"Peniaze h\u00fdbu svetom. V \u017eivote ka\u017ed\u00e9ho z n\u00e1s pr\u00edde moment kedy si chtiac-nechtiac budeme musie\u0165 tento fakt uvedomi\u0165. \u010c\u00edm sk\u00f4r sa s t\u00fdm zmierime a nau\u010d\u00edme sa spr\u00e1vne hospod\u00e1ri\u0165 s peniazmi, t\u00fdm lep\u0161ie. Ide\u00e1lne je za\u010da\u0165 u\u017e v \u0161tudentsk\u00fdch \u010dasoch. Na ot\u00e1zky odpovedala Marta Cesnakov\u00e1, hovorky\u0148a Slovenskej sporite\u013ene.Ak\u00fd \u00fa\u010det si m\u00f4\u017ee zalo\u017ei\u0165 \u0161tudent?\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Space \u00fa\u010det \u0160tudent\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Mesa\u010dn\u00fd poplatok:\u00a0 0 eur\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Vek: 15-26 rokov, \u0161tudenti dennej formy \u0161t\u00fadia (potvrdenie o\u00a0n\u00e1v\u0161teve \u0161koly je potrebn\u00e9 predklada\u0165 raz ro\u010dne a\u017e po dov\u0155\u0161en\u00ed veku 20 rokov, dovtedy m\u00e1 mlad\u00fd \u010dlovek n\u00e1rok na pou\u017e\u00edvanie \u0161tudentsk\u00e9ho \u00fa\u010dtu bez ak\u00e9hoko\u013evek dokladovania)Zlo\u017eenie \u00fa\u010dtu:&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Internetbanking, mobiln\u00e9 aplik\u00e1cie SporoApps&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bezkontaktn\u00e1 debetn\u00e1 platobn\u00e1 karta Space Visa Electron aj s\u00a0vlastn\u00fdm dizajnom&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Neobmedzen\u00e9 platby kartou a v\u00fdbery z\u00a0bankomatov SLSP a\u00a0skupiny Erste&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Zadanie, zmena a\u00a0realiz\u00e1cia trval\u00fdch pr\u00edkazov a\u00a0ink\u00e1s neobmedzene&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 V\u0161etky elektronicky prijat\u00e9 a\u00a0odoslan\u00e9 platby v\u00a0EUR&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 SMS spr\u00e1vy o\u00a0pohyboch na \u00fa\u010dte nad 20 eurV\u00fdhody:&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Space \u00fa\u010det \u0161tudent je veden\u00fd zdarma a\u00a0obsahuje v\u0161etko, \u010do mlad\u00fd \u010dlovek od banky potrebuje&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 S\u00fa\u010das\u0165ou karty Space Visa Electron je program Sphere Young, v\u010faka ktor\u00e9mu m\u00f4\u017eu \u0161tudenti nakupova\u0165 so z\u013eavami od 5 do 30 % u\u00a0viac ako 10\u00a0000 partnerov v\u00a0SR a\u00a0\u010cR&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Vernostn\u00fd program Slovenskej sporite\u013ene Odmena+, s\u00a0ktor\u00fdm \u0161tudent pri n\u00e1kupe u\u00a0partnerov SLSP z\u00edskava \u010das\u0165 sumy n\u00e1kupu sp\u00e4\u0165 na svoj \u00fa\u010det (plat\u00ed napr. v\u00a0predajniach BILLA, NAY, Exisport a\u00a0mnoh\u00e9 in\u00e9)&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u0160tudenti vo veku 18 a\u00a0viac rokov si m\u00f4\u017eu \u00fa\u010det zalo\u017ei\u0165 jednoducho online aj bez n\u00e1v\u0161tevy banky\u00a0\u010co potrebuje \u0161tudent, ak si ide vybavi\u0165 \u00fa\u010det vo va\u0161ej banke?V pr\u00edpade, \u017ee je plnolet\u00fd, potrebuje sa preuk\u00e1za\u0165 s\u00a0preukazom toto\u017enosti. Ak m\u00e1 viac ako 19 rokov \u00a0je potrebn\u00e9 predlo\u017ei\u0165 potvrdenie o\u00a0n\u00e1v\u0161teve vysokej \u0161koly.Mus\u00ed ma\u0165 \u0161tudent pri sebe aj svojho z\u00e1konn\u00e9ho zastupcu?Iba ak je vo veku od 15 do 18 rokov.\u00a0\u00a0Ak\u00e9 s\u00fa poplatky za vedenie \u00fa\u010dtu?S Osobn\u00fdm \u00fa\u010dtom \u0160tudent m\u00f4\u017eu ma\u0165 \u0161tudenti stredn\u00fdch a\u00a0vysok\u00fdch \u0161k\u00f4l vo veku od 15 do 26 rokov \u00fa\u010det v\u00a0banke zadarmo, vr\u00e1tane mnoh\u00fdch \u010fal\u0161\u00edch produktov a\u00a0slu\u017eieb.V akom rozsahu m\u00e1 \u0161tudent pr\u00edstup k \u00fa\u010dtu a internet bankingu a o \u010dom v\u0161etkom m\u00f4\u017ee rozhodova\u0165 (pr\u00edpadne ako to je, ak ho vybavuje so svoj\u00edm z\u00e1konn\u00fdm z\u00e1stupcom)?Z\u00e1konn\u00fd z\u00e1stupca podpisom Zmluvy o\u00a0Osobnom \u00fa\u010dte \u0160tudent potvrdzuje sp\u00f4sobilos\u0165 malolet\u00e9ho klienta naklada\u0165 s\u00a0\u00fa\u010dtom a\u00a0prostriedkami na \u00fa\u010dte, \u0161tudent teda nem\u00e1 obmedzen\u00fd pr\u00edstup.                                                                                                                                                                                                                                                                                                                                                                                        3\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Financie na\u0161e ka\u017edodenn\u00e9","item":"https:\/\/www.hkt.sk\/financie-nase-kazdodenne\/#breadcrumbitem"}]}]